FEATURES
Card Type
Card Type
Reward Point + CashBack
Key Features
Key Features
- Earn 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online (T&C apply)
- Earn 2 Reward Points on all other retail spends (excluding wallet, emi and petrol) for every Rs. 150 spent
- Make all Vendor/supplier bill payments and GST payments using HDFC Bank Business Moneyback Credit Card and get upto 50 days of free credit period
- Bonus 2,500 Reward Points on Rs. 1.8 lakhs spends in an anniversary year.
- Redeem your reward points as cashback against statement (T&C apply)
- Get 5X Reward Points on Fuel (Maximum 1000 points in a month) in the first year (Refer )
(Effective1stOctober 2023, 5X RP on fuel transaction will be discontinued)
Benefits for your Business
Benefits for your Business
- Up to 50 days interest free credit period
- 5% Montly Cashback on Business Essential Spends like (electricity bills, telephone & internet bills, Government & Tax Payments)
Hassel freeTax paymentvia Credit Card.
(Maximum cashback of Rs.250 per statement on minimum monthly spends of Rs.10,000. Applicable only in 1st year)Refer
- HDFC Bank Merchants can now use the SmartHub app to make their vendor and distributor payments through a single app
* Convenient and instant payments
* Upto 50 days credit period for payments made via Business Credit Card
* Easy reconciliation of payment & invoices
* Make GST payments - Get Pre-approved instant loans and Cash withdrawal facility on your Business Credit Card
- Convert all your big spends into EMI after purchase
- Buy interiors, furnitures, electronics, ACs and more in bulk for your business withEasy EMI options on your Business Credit Cards.
Benefit for GST and Vendor Payment
Benefit for GST and Vendor Payment
Make GST and Vendor Payments viaSmartHub Vyaparandswifti.inusing HDFC Bank Business Credit Card and avail the exclusive benefits:
- Up to 50 days Interest Free Credit Period
- 5% cashback on paying GST payment using Business CreditCard.
(Applicable only in the 1st year from Card issuance) - Up to 4 Reward Points on every Rs.150 spent for business payment, redeem reward points to pay credit card bill.
- Convenient and Instant Payments.
- Easy tracking of payment and invoices at one place.
To know more, Click onSmartHub Vyaparandswifti.in
Steps to pay GST payment viaswifti.in.Click here
Simply pay GST & Vendor payment through one single app viaSmartHub Vyapar.Click here
Additional Features
Additional Features
- Utility Bill Payments : Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily. Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.For more details click here:-
- Zero Lost card liability : In the infortunate event if you lose your HDFC Bank Business Moneyback credit card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.
- Revolving Credit : Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section.
Fuel Surcharge Waiver
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India
(on minimum trasaction of ₹400 and maximum transaction of ₹5000. Max CashBack of ₹250 per statement cycle)
Dining Benefits
Dining Benefits
Enjoy amazing dining benefits with Good Food Trail program
Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20,000+ restaurants),
Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done Swiggy App.
Click herefor more details
Refer T&C
Milestone Benefit
Milestone Benefit
Earn Bonus 2,500 Bonus Reward Points when you spend Rs. 1.8 lakhs in the anniversary year.
* Apply
Renewal Offer
Renewal Offer
Renewal fee waived off if you spend Rs.50,000 and more in the previous year
Smart EMI
Smart EMI
HDFC Bank Business Moneyback Credit Card comes with an option to convert your big spends into EMI after purchase. To know more Click Here
Reward Point/CashBack Redemption & Validity
Reward Point/CashBack Redemption & Validity
Reward Point Redemption:
- Reward Points accumulated on HDFC Bank Business MoneyBack Credit Card can be redeemed for cashback against statement (100 Reward Points = Rs. 20). For redemption against statement balance, Cardholder must have minimum 2500 Reward Points
- Reward Points can be also redeemed for exciting gifts and air miles from an exclusive rewards catalogue, at the applicable redemption rate.
- The maximum 15,000 Reward Points can be earned in a statement cycle for your Business Moneyback Credit Card.
>Airmiles conversion through netbanking at a value of 1RP = 0.25 airmile
> Products and Vouchers via Product calatologue on Netbanking 1 RP = upto Rs 0.25
> Redeem as cashback against statement at a value of 1 RP = Rs 0.20
Click Here to know more
- Reward redemption fee of Rs. 99 per request will be applicable on all redemptions.
- Reward Points earned on your HDFC Bank MoneyBack Credit Card are valid only for 2 years from the date of accumulation.
For T&C, click here
With effect from 1st January 2023:
- Rent payment and Education related transactions will not earn reward points.
- Reward points earned on Grocery transactions will be capped to 1,000 per month.
- Redemption of Travel Reward Points will be capped at 50,000 points per month.
Contactless Payment
Contactless Payment
The HDFC Bank Business Moneyback Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
To see if your Card is contactless, look for the contactless network symbol on your Card.
(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons)
Set Card Control
Set Card Control
As per RBI guidelines to encourage secure International transactions, it is mandatory to temporarily disable Credit Card usage on Online Transactions / Contactless Transactions / International Transactions for customers, who have been inactive for the service prior to 31st July, 2020 or have been issued a new card (fresh issue/re A issue/replacement/upgrade) post 5th February, 2021
You can continue to use your Card at ATMs & for purchases at merchant outlets near you.
This is simply a precautionary measure to ensure a safe banking experience for you. You can enable the services using MyCards / EVA / WhatsApp Banking / NetBanking.
Click Here for more details
PIN Setting Process
PIN Setting Process
Set PIN for your card by following any of the below option:
By using IVR: Call 1860 266 0333 from registered mobile number
- Key in last 4 digits of your Business Credit Card No
- Validate with OTP sent on registered mobile no
- Set 4 digit Pin of your choice
By using Netbanking:
- Login to Netbanking
- Click on "Cards" and visit "Request" Section
- Chose Instant Pin generation
- Select card number and enter your 4 digit Pin
For more details click here
Manage your Card on the go
Manage your Card on the go
Now access your HDFC Bank Business Credit card 24/7 on the go with our HDFC Bank MyCards platform
- Enable online & contactlesss usage
- View - Transaction, Reward Points, Statements & more.
- Manage - online usage, contactless usage, set limits, enable & disable
- Check - Credit card outstanding, due date and more
For more details, click here
Benefit for your Business
Benefit for your Business
Additonalcashback benefitoffers discontinued for Current &Merchant account holders*.Know more.
ELIGIBILITY
Greetings, enthusiasts of business credit cards! As someone deeply immersed in the realm of financial instruments, particularly credit cards, I bring forth a wealth of firsthand expertise to guide you through the intricacies of the HDFC Bank Business Moneyback Credit Card. Now, let's delve into the features, benefits, and additional perks associated with this business-friendly credit card.
1. Card Type and Key Features:
- This credit card provides a dual benefit of Reward Points and CashBack.
- Earn 2X Reward Points (4 Reward Points) on every Rs. 150 spent online, and 2 Reward Points on other retail spends.
- Avail up to 50 days of free credit period by making vendor/supplier bill payments and GST payments using the card.
- Bonus 2,500 Reward Points on spending Rs. 1.8 lakhs in an anniversary year.
- Redeem reward points as cashback against the statement.
- 5X Reward Points on fuel transactions in the first year (discontinued from October 1, 2023).
2. Benefits for Your Business:
- Up to 50 days interest-free credit period.
- 5% monthly cashback on business essential spends (electricity bills, telephone & internet bills, government & tax payments).
- HDFC Bank Merchants can use the SmartHub app for convenient and instant payments.
- Pre-approved instant loans and cash withdrawal facility on the Business Credit Card.
- Convert big spends into EMI after purchase for interiors, furniture, electronics, etc.
3. Benefit for GST and Vendor Payment:
- Exclusive benefits for making GST and Vendor Payments via SmartHub Vyapar and swifti.in.
- Up to 50 days interest-free credit period.
- 5% cashback on paying GST payment using the Business Credit Card (applicable only in the 1st year).
4. Additional Features:
- Utility Bill Payments: Register your Credit Card with SmartPay for assured cashback and e-vouchers.
- Zero Lost Card Liability: Report loss immediately for zero liability on fraudulent transactions.
- Revolving Credit: Enjoy revolving credit on the card at a nominal interest rate.
5. Fuel Surcharge Waiver:
- 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5000.
6. Dining Benefits:
- Enjoy dining benefits with the Good Food Trail program for savings on restaurant bill payments via Swiggy Dineout.
7. Milestone Benefit and Renewal Offer:
- Earn Bonus 2,500 Reward Points when spending Rs. 1.8 lakhs in the anniversary year.
- Renewal fee waived off if spending Rs. 50,000 and more in the previous year.
8. Smart EMI:
- Convert big spends into EMI after purchase.
9. Reward Point/CashBack Redemption & Validity:
- Redeem Reward Points for cashback against the statement or exciting gifts and air miles.
- Maximum 15,000 Reward Points can be earned in a statement cycle.
- Various redemption options with associated conversion rates.
- Redemption fee of Rs. 99 per request.
10. Contactless Payment:
- The card is enabled for contactless payments, offering fast, convenient, and secure transactions.
11. Set Card Control and PIN Setting Process:
- Temporarily disable certain card transactions for security.
- Set PIN for the card through IVR or Netbanking.
12. Manage Your Card on the Go:
- Access the HDFC Bank Business Credit Card 24/7 through the MyCards platform.
- Enable online and contactless usage, view transactions, reward points, statements, and more.
13. Eligibility:
- Unfortunately, the provided information does not include details about the eligibility criteria for this credit card.
In conclusion, the HDFC Bank Business Moneyback Credit Card appears to be a comprehensive financial tool tailored for businesses, offering a multitude of benefits and features to enhance financial management and efficiency.
